If you're a business owner, chances are you'll need some type of commercial insurance. From someone slipping in your restaurant to your company vehicle bumping into someone at the red light, if you don't have the proper coverage, the loss could be paid from your pocket. Insurance helps protect the business you worked so hard to build.
General Liability (GL) pays for losses that are a result of your negligence. Now a GL policy won't cover everything, but examples include... A tree trimmer that drops a limb on a customers house. The fire that was caused by a contractor's faulty wiring. The logger that accidentally cuts timber across the property line. The car wash that malfunctions and scratches a car from front to back. The list could go on and on. The important thing is to be sure you have the proper protection.
Workers Compensation protects you and your greatest asset, your employees. When an employee is hurt on the job, workers compensation is there to take care of them, and help get them back to work.
If you have a commercial vehicle on the road, you need to be sure you are properly protected. Policy types include auto liability, physical damage, cargo, trailer interchange, non-trucking, hired, non-owned, and more. Speak with an agent today to discuss the options available for your company.
If you use mobile equipment in your business, chances are you need inland marine insurance. To protect your equipment from fire, theft, vandalism, and more, give us a call. We have markets that cover everything from heavy logging/construction equipment to hand tools.
It only takes one storm, fire, or break in to seriously disrupt your life. Whether it's your office, shop, rental property, or home, property insurance can help your recovery in the event of a loss.
Umbrella insurance is designed to give you added protection above and beyond those provided by your underlying liability policies. Umbrellas are a great way to add additional liability protection when increased auto liability limits, general liability limits, employers legal liability limits, etc... are not available.